If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Merck Employees Federal Credit Union Savings Account |
1.51%
Date: Feb 15, 2012
|
| Utilities Employees Credit Union 2 Year CD Account |
1.40%
Date: Feb 6, 2012
|
| Superior Credit Union 2 Year CD Account |
1.30%
Date: Feb 22, 2012
|
| Public Savings Bank 2 Year CD Account |
1.28%
Date: Feb 13, 2012
|
| First National Bank of Chester County 2 Year CD Account |
1.25%
Date: Feb 16, 2012
|
| Cecil Bank 2 Year CD Account |
1.25%
Date: Feb 15, 2012
|
| Apex Community Federal Credit Union 2 Year CD Account |
1.16% to
1.00% Date: Feb 22, 2012
|
| Fidelity Bank of Bucks Co 2 Year CD Account |
1.05% to
0.95% Date: Feb 21, 2012
|
| Fidelity Bank of Bucks Co 12 Month CD Account |
0.80% to
0.70% Date: Feb 21, 2012
|
| Fidelity Bank of Bucks Co 6 Month CD Account |
0.60% to
0.50% Date: Feb 21, 2012
|
| Police & Fire Credit Union Savings Account |
0.25% to
0.20% Date: Feb 16, 2012
|
| First Savings Bank Perkasie 2 Year CD Account |
1.00% to
0.60% Date: Feb 15, 2012
|
